RETIREMENT

Everyone looks forward to retirement, but do we really??? Could it be the thought that you no longer have to put up with your boss that keeps you smiling?

just what are you smiling about?

Maybe there is very little to smile about when you give thought to the bills that will not go away; that you may only be able to have a few months salary put away or the largely reduced amount of your previous earnings to live on as a retiree.

Point to Ponder

Based on where you are today, what quality of life do you envision settling into?